Travel To Go shares what credit cards you need to take with you when traveling. You should take your major credit cards, such as, Visa, Master Card and American Express. Travel To Go Says to make sure they are really credit cards and not just debit cards with a credit card company’s logo on them. Many locations require a credit card and will not accept a debit card, so they may have limited use on your travel.
Travel To Go also says to leave your local store credit cards in a secure location at home; there will be no need to carry them with you.
Why should I contact my credit card companies before I leave?
Travel To Go mentions that you want to notify them of your trip. They may delay you if they are unaware you are traveling. The unfamiliar spending patterns might cause them to suspect that the card is being used fraudulently and delay your approvals.
They will be able to explain many of the services that they can provide while you are on your trip.
How can my credit card company help prepare me for my trip?
You can arrange to pay bills that will come due while you are gone.
They will be aware that you will be making charges from another country.
They will be able to give you an idea of how acceptable their credit card is in that particular country.
They can verify acceptance at certain foreign locations.
They’ll be able to see if your PIN number will work in the countries you are visiting. They can also issue you another PIN number if your current PIN is unacceptable to the foreign bank’s system.
They can explain cash advance, ATM, foreign purchase and foreign exchange rate policies and fees.
They can explain any services they offer, such as, extra insurance for your rental car, luggage or purchases. Travel To Go says to make sure the coverage offered extends outside the United States and will be valid in all the countries where you’ll be traveling. Also, be sure to note any other exceptions.
They may need to give you another phone number to call in case you need to reach them. The 800 number listed on the back of your card may not work from foreign locations.
You can find out if they charge a currency conversion fee, so you can find the most economical card on which to place your foreign purchases.Read More